HDFC bank
HDFC infinia metal credit card
Get the HDFC Infinia Metal Credit Card — a premium rewards credit card with luxury travel benefits, unlimited lounge access, SmartBuy rewards, and exclusive lifestyle privileges.
Highlights
Main benefits
- Premium metal credit card
- Unlimited airport lounge access
- Up to 10X SmartBuy rewards
- Complimentary Club Marriott membership
- Unlimited golf benefits
- Priority Pass membership included
- Luxury concierge services
Fees
Fees and charges
Joining fee
₹12,500 + gst
Renewal fee
₹12,500 + gst
Annual fee waiver
Annual fee waived on achieving eligible yearly spending milestones.
Who can apply
Eligibility
• Invitation-only premium credit card. • High income and strong credit profile preferred. • Existing HDFC relationship may improve eligibility. • Good credit score preferred (750+ improves approval chances).
Checklist
Documents required
• PAN Card • Aadhaar Card • Address Proof • Income Proof / Salary Slips • Bank Statements • Passport-size Photograph
Process
How to apply
1. Visit the official HDFC Infinia Metal Credit Card page. 2. Check invitation or eligibility status. 3. Enter your details: • Mobile number • PAN card • Income details • Employment details 4. Upload required documents (if needed). 5. Complete video KYC / OTP verification. 6. HDFC reviews: • Credit score • Income profile • Existing banking relationship • Spending history 7. After approval, the card is delivered to your registered address.
Value
Reward and cashback structure
Reward rate
Earn 5 Reward Points for every ₹150 spent and up to 10X rewards on SmartBuy purchases.
Cashback
High-value reward points redemption on flights, hotels, Apple products, vouchers, and SmartBuy bookings.
Good fit
Pros
- Excellent reward points system
- Strong travel and lounge benefits
- High SmartBuy reward value
- Premium dining and golf privileges
- Luxury concierge services
- Good reward redemption options
Watchouts
Cons
- Very high annual fee
- Invitation-only eligibility
- Best rewards mainly through SmartBuy
- High spending required for maximum value
- Not suitable for beginners
Related
