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Cashback Picks in India

Credit Card

HDFC Diners Club Black METAL Credit Card

Cashback redemption value: around ₹0.30 per point against statement balance.

Unlock luxury with the HDFC Diners Club Black Metal Edition Credit Card. Enjoy premium rewards, unlimited lounge access, and exclusive benefits for travelers.

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Credit Card

Axis Bank super.money RuPay Credit Card

Cashback credited through super.money ecosystem/rewards, Higher rewards mainly available when paying through super.money app.

A lifetime free RuPay credit card from Axis Bank and super.money focused mainly on UPI cashback. It offers high cashback on QR Scan & Pay transactions done via the super.money app along with basic rewards and RuPay UPI support.

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Credit Card

SBM ZET Credit Card

Cashback credited as ZET Coins, Coins redeemable as vouchers or cash redemption.

FD-backed RuPay credit card launched by ZET in partnership with SBM Bank India. Designed mainly for beginners, students, and users with low or no credit history. Offers UPI payments, cashback, and lifetime free membership.

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Credit Card

UNI GoldX Credit Card

Rewards are provided as 24K digital gold instead of direct cashback

UNI GoldX Credit Card is a lifetime-free RuPay credit card that rewards users with 24K digital gold on UPI and card spends while also offering zero forex markup for international transactions.

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Credit Card

HDFC Millennia Credit Card

5% CashBack on leading brands - Amazon, Flipkart, Myntra, Tata CLiQ, Swiggy, Zomato, Uber, BookMyShow, Sony LIV and Cult.fit.

Discover the HDFC Millennia Credit Card, your go-to cashback card for online shopping. Enjoy rewards on platforms like Amazon, Swiggy, and more!

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Credit Card

Stable Money – Suryoday Bank FD Backed Credit Card

0.5% cashback on online, offline, and UPI spends.

An FD-backed RuPay credit card offered through Stable Money in partnership with Suryoday Small Finance Bank. It is designed for beginners, students, low-credit-score users, and people wanting a lifetime free secured credit card with cashback and UPI support.

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Credit Card

IDFC FIRST WOW Credit Card

No direct cashback structure, Rewards-based benefits instead of flat cashback

FD-backed lifetime free credit card with 0% forex markup, UPI support, reward points, and easy approval even for users with low or no credit history. Best suited for beginners and international spending.

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